Lending Officer

Lending Officer | St. Columba’s Credit Union | Full-Time, Permanent Company Description St. Columba’s Credit Union, founded in 1963, is the first credit union in Galway and has grown from a small caravan office to a well-established community financial institution. We operate three branches: Mervue Credit Union, Eyre Square Credit Union, and Oranmore Credit Union. As one of the largest credit unions in Galway, we’re committed to serving our members as their preferred financial partner, with a welcoming environment focused on member needs, financial well-being, and responsible lending. Our team members join a long-standing institution with strong ties to the local community and the chance to make a meaningful impact. Role Description The Lending Officer is a full-time, on-site role based in Galway, managing the lending process from initial inquiry through to loan drawdown. Day-to-day, you’ll assess loan applications, carry out credit evaluations, and ensure compliance with lending policies and regulatory requirements. You’ll meet with members to understand their financial needs, explain loan products and terms, and guide them clearly through the application process. You’ll work with colleagues to deliver excellent member service, maintain accurate records, and support our lending and portfolio quality targets. The role is 35.5 hours per week, Monday to Saturday, with Saturdays on a roster. Qualifications 3-5 years’ lending experience in financial services (credit union or banking experience desirable). Personal lending experience is essential; SME or agricultural lending is a distinct advantage. APA or QFA qualification, or a willingness to work towards it within an agreed timeframe. Strong underwriting and loan analysis skills, with the ability to make well-supported lending decisions. Background in loan origination, including processing applications, documentation review, and loan administration. Strong customer service skills, with the ability to communicate clearly, build trust, and support members’ financial needs. High level of ICT literacy, including Microsoft Office. Accuracy, integrity, and discretion when handling member information. Ability to work on your own initiative, achieve targets, and work well within a team. How to Apply Closing date: 5pm, Friday 6th November 2026 Send your CV and cover letter to Emer MacSweeney at [email protected] Six-month probationary period applies. Canvassing will disqualify. St. Columba’s Credit Union is an Equal Opportunities Employer.